Protecting Your Income with Accident & Sickness Disability Coverage
An insurance policy that pays benefits directly to you when an accident or sickness prevents you from working. Fortis Guard Financial Group is here to provide peace of mind.
Why Accident & Sickness Disability Coverage?
Life is unpredictable. What would you do if an accident or illness kept you away from work for weeks, or even a few months? One in seven Canadians will have a disability that limits their daily activities. 48% of Canadians would find it difficult to meet their financial obligations if their pay was delayed by just a week. 1 in 3 people, on average, will be disabled for 90 days or longer before age 65. The average length of a disability that lasts over 90 days is nearly 3 years. If your family depends on your pay cheque, you’ll need cash to help cover your expenses, such as mortgage or rent, car payments, and childcare. Accident & Sickness Disability coverage from Fortis Guard Financial Group can help.
Income Protection
Safeguard your income when an accident or sickness prevents you from working.
Direct Benefits
Benefits are paid directly to you to use as you wish, helping pay expenses or everyday bills so you can focus on your recovery.
Financial Security
Extra protection from Disability coverage works to safeguard your income, ensuring financial security during tough times.
Fortis Guard Financial Group: Your Trusted Partner in Scarborough
Suffering from an accident or sickness can hurt your income. Fortis Guard Financial Group understands this and offers Disability coverage to safeguard your income, providing benefits paid directly to you to use as you wish to help pay expenses or everyday bills so you can focus on your recovery.
Our Accident & Sickness Disability Coverage
Our Disability coverage plan pays up to $3,000 a month for each accident or sickness, starting the first day you can’t work. We also provide up to $3,000 a month if you are partially disabled for a maximum of 30 days. If you still cannot work full-time after Total Disability, the Return to Work benefit pays you up to $1,500 for a maximum of 30 days.
Comprehensive Protection
Our plan protects you from any accident, covers you during any sickness, and covers you regardless of your occupation or hobbies, 24 hours a day, 7 days a week, 365 days a year. Benefits are paid directly to you in addition to benefits provided by any other insurance policy, Workers’ Compensation, or any government employment insurance program. If selected, returns 50% or 100% of your premium, less claims paid, after being in force for 20 consecutive years or upon death after being in force 10 consecutive year, subject to policy terms and limitations. Disability plans are not offered as family plans. Individual coverage only.
*Coverage is subject to policy terms, conditions, qualifications, and underwriting requirements. Exclusions and limitations may apply. Complete details are provided prior to completing an application*