Protecting your future, securing your family
Life insurance from Fortis Guard Financial Group offers peace of mind, knowing your loved ones are protected. Serving Scarborough and beyond, we provide affordable and understandable coverage tailored to your unique needs. Let us help you secure their future.
Life insurance options
At Fortis Guard Financial Group, we offer both term life and whole life insurance to meet the diverse needs of our clients. Find the coverage that's right for you and your family.
Term life insurance
Protect your immediate needs with coverage amounts from $100,000 to $1 million (up to $4 million in specific situations). Premiums are guaranteed not to increase for 10 years, with benefits continuing until age 85. Child riders and estate protectors are also available (some conditions apply based on policy type, amount, and age at application).
Whole life insurance
Enjoy peace of mind throughout your lifetime with a policy designed to benefit you. The cost never goes up; the coverage never goes down. Your family will have funds available when you pass away. Includes premium waiver in the event of total disability (terms and conditions apply). Optional Accidental Death Benefit Rider available for applicants ages 18 to 59, doubling the benefit amount if death is due to an accident (rider terminates at age 65).
Why life insurance?
Life insurance provides crucial financial support to your family in the event of your untimely death. It can help cover funeral costs, medical bills, loans, mortgages, and even replace lost income, ensuring your loved ones are financially secure.
Securing your family's future
Fortis Guard Financial Group offers comprehensive life insurance solutions, tailored to the specific needs of individuals and families. We understand the local market and are committed to providing accessible and affordable coverage.
Platinum Term Life policy
Even if you already have life insurance, your current coverage may not have the buying power it did when you originally purchased it. And your needs may have changed, too. A Platinum Term Life policy can help you cover your family’s financial responsibilities no matter what happens. Mortgage And Consumer Debt - Use the benefits to pay off your mortgage and credit cards so your family can stay in their home free of debt. Replace Your Income - Give your family the life they deserve by covering your income for a period of time. Educate Your Children - Put benefits in place that will ensure your children will always have the funds to continue their education. Final Expenses - Take care of unpaid medical bills and funeral costs.
Accelerated benefit
If the insured is diagnosed with a terminal illness that a physician determines will either: Most likely result in death within 12 months, or Require continuous confinement in a hospital, extended care facility or nursing home until death, You may request that we pay the proceeds of your policy to you while the insured is living. This will allow you to use the money how and when it is needed the most. Keep in mind, the Term insurance policy and the whole life insurance policy are not sickness policies.
*Coverage is subject to policy terms, conditions, qualifications, and underwriting requirements. Exclusions and limitations may apply. Complete details are provided prior to completing an application*