Your safety net for outpatient care

Out Patient Essentials provides financial support when you need it most. Focus on recovery, not bills. Learn how our policy can help you manage unexpected outpatient surgery and treatment costs.

Key benefits

Outpatient Essentials pays cash directly to you to use as you wish, helping cover unexpected expenses or everyday bills while you focus on recovery. Ideal for individuals, families, business owners, and self-employed professionals.

Financial freedom

Receive cash directly to manage bills and expenses during your recovery, providing you with greater financial flexibility.

Comprehensive coverage

Covers outpatient surgeries and treatments, including rehabilitative therapies and medical appliances, ensuring you have access to necessary care.

Peace of mind

Protect yourself and your family against unexpected outpatient medical costs, providing reassurance and security during challenging times.

How out patient essentials protects you

Pay up to $4,000 per year for outpatient surgeries (up to four occurrences annually). Receive up to $800 per accident or sickness for up to 20 prescribed rehabilitative treatments (speech, occupational, and physical therapy). Get reimbursed up to $200 as a lump sum for prescribed medical appliances.

Coverage details

Covers you in accidents whether on a motorcycle, boat, ATV, or any recreational vehicle; hunting, fishing, or participating in any sport. Protects you during surgeries due to sickness, such as pacemaker procedures, upper gastrointestinal endoscopy, cataract surgery, or skin grafts.

Why choose fortis guard financial group?

Our Out Patient Essentials policy covers you regardless of your occupation or hobbies, 24/7/365. Benefits are paid in addition to any other insurance policy, workers’ compensation, or government employment insurance. Save 28% with a family plan.

*Coverage is subject to policy terms, conditions, qualifications, and underwriting requirements. Exclusions and limitations may apply. Complete details are provided prior to completing an application*